Growing Returns

New York City needs affordable, climate-resilient housing. There are policy solutions to help us get there.

New York City faces a twin crisis: housing that is increasingly unaffordable, unavailable and unsafe, and climate impacts—like flooding, sea level rise and extreme heat—that are growing more frequent and severe. In fact, more than half of all households are rent-burdened and tens of thousands of those homes are facing climate risks. Low-income residents and communities of color are affected disproportionately by both crises. 

The recent New York City election offers an opportunity for new leadership to tackle the housing affordability and climate crises together. This is why Environmental Defense Fund (EDF) has partnered with the Regional Plan Association, Association for Neighborhood Housing and Development, Cornell University’s Department of City and Regional Planning, and the Cornell Atkinson Center for Sustainability to develop a set of policy solutions designed to increase affordable, climate-resilient housing and build resilience in New York City.

To do so, we collaborated closely and built consensus with key government and nongovernment stakeholders from housing, resilience and environmental sectors across New York City to study the intersection of housing loss and opportunity, as well as opportunities to adapt infrastructure to climate risks.  

Credit: Anushi Garg

Policy solutions for an affordable, climate resilient future in New York City  

1. Adapt a resilient land use framework

New York City lacks a unified, citywide planning framework to guide how housing growth, investment and climate adaptation intersect. Such a framework could drive citywide decisions about where and how to build to achieve healthy, safer and more affordable housing development.

It could also guide leaders to center equity, nature, health and wellbeing of New Yorkers by making development decisions that keep residents out of high-risk flood zones.  

Credit: Getty Images

2. Expand retrofit programs and make them more accessible  

Extreme weather conditions, predicted to increase and become more severe, put deteriorating and outdated housing at risk and increase financial burdens. In fact, at least 42,000 New York City Housing Authority’s (NYCHA) public housing units already need repairs. 

Retrofitting existing housing for all building types will ensure families can continue living safely in their homes and are prepared for climate impacts. While retrofitting programs are available, many are limited in their scope and funding or operate in silos, meaning there is no reliable and affordable option for many building and unit owners or managers. The City should expand current programs and promote them on a “one-stop shop” website for resilient home retrofits to ensure information is more accessible, and individuals can navigate program options that best fit their needs.   

Credit: NYC Mayor’s Office of Housing Recovery Operations. Home elevation work underway in Brooklyn to make it more flood resilient.

3. Strategically build community wealth and wellbeing in low-risk areas 

With increasing climate risks, low coastal flood risk areas are likely to have more development. This could lead to higher costs and demand, possibly displacing families and businesses many of which are already rent burdened. Increased growth, if not properly planned, could also increase impermeable surfaces which could exacerbate other climate risks, like rain-based flooding and extreme heat.  

Leaders should adopt strategies to build local wealth and home ownership which can improve long-term neighborhood stability and mitigate affordability displacement while also promoting community resilience. These could include expanding programs to promote local wealth and land use, like community land trusts or establishing anti-flipping policies.  

Credit: David Lloyd

4. Establish a dedicated resilience fund to support resilient initiatives and projects   

Improving overall city resilience is critical for keeping individual housing safe during an extreme weather event or disaster. To make continued progress on resilience, New York City needs an ongoing, dedicated funding source that supports flood resilience infrastructure initiatives. This type of fund could cover costs for efforts including capital planning, retrofitting, buyouts, operations and maintenance, green infrastructure and neighborhood-scale coastal infrastructure to reduce reliance on federal dollars that often fall short of addressing these varying needs.  

While some funding options are already being explored, we need to establish a targeted fund for this work through sources like flood management, new development or utility fees. This dedicated fund will complement federal and state resources and promoting equity, addressing multiple flood hazards and linking to a resilience framework.  

As New York City welcomes a new mayor and City Council, we have a unique opportunity to change how we tackle the City’s dual housing and climate crises. By adopting these policies, the next administration can ensure that our city grows in a way that is affordable and resilient, protecting residents today while ensuring a safer, more sustainable future for generations to come. 

Read the full report here and learn more about policy advancements to increase affordable, climate-resilient housing in New York City. 

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How can we support New York City’s housing cooperatives in adapting to climate change?

Co-authored by: Anushi Garg and Linda Shi

Anushi is the senior analyst for Environmental Defense Fund’s Climate Resilient Coasts & Watersheds program in New York-New Jersey. Linda is the associate professor for Department of City and Regional Planning at Cornell University.

New York City, like many cities, is simultaneously facing a housing affordability crisis and the impacts of climate change. As the city responds to these complex, interlinked challenges, it is critical to find solutions that ensure all New Yorkers have access to housing that is affordable and adapted to a changing climate.  

Unfortunately, cooperative housing, also known as co-ops, lacks access to many public sources of climate adaptation and disaster recovery funding, despite making up more than 12% of the city’s housing stock. Co-ops have a unique ownership model, one where residents have shares in a corporation that owns the building, as well as a proprietary lease tied to their unit, rather than a property title. This model helps preserve long-term affordability, but can also prevent co-ops from accessing resources geared towards housing that is owned by an individual.  

To support affordable multi-family co-ops, Environmental Defense Fund, Urban Homesteading Assistance Board (UHAB) and Cornell University released An Assessment of NYC Cooperative Housing’s Climate Vulnerability and Barriers to Adaptation. This report, based on a mapping assessment, a first-ever survey of co-ops and a policy review, looks at climate impacts on permanently affordable co-ops in New York City and encourages more responsive and equitable policies.   Read More »

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Developing effective ways to measure a community’s climate resilience

Co-authored by: Anushi Garg and Ravena Pernanand

Anushi is the senior analyst for Environmental Defense Fund’s Climate Resilient Coasts & Watersheds program in New York-New Jersey. Ravena is a research analyst at Regional Plan Association.

Across the globe, we are experiencing detrimental impacts from climate change, with low-wealth communities and communities of color hit the hardest. And while there are several ways we can measure climate impacts — such as determining sea level rise or increasing temperatures — we still lack ways to easily answer the question “how resilient are we?” Or “how does one community’s resilience compare to another?” The right tools are needed to understand how well our communities, ecosystems and infrastructure bounce back from or avoid climate impacts in order for government officials, advocates and community members to effectively assess, track and implement future solutions.  

To address this gap, Environmental Defense Fund (EDF) and Regional Plan Association (RPA) collaborated on a pilot project alongside partners and stakeholders in New York City. We characterized stakeholders’ resilience priorities, such as having access to affordable and climate-safe shelter, and identified indicators that could measure the progress of these priorities.   Read More »

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Opportunities to support equitable and just housing adaptation in the floodplain

Co-authored by: Anushi Garg and Linda Shi

Anushi is the senior analyst for Environmental Defense Fund’s Climate Resilient Coasts & Watersheds program in New York-New Jersey. Linda is the assistant professor for Department of City and Regional Planning at Cornell University.

Flooding is one of our nation’s most common, devastating and growing disasters–and the risk is deeply unequal. Years of disinvestment due to redlining and other racist land use and housing policies have put primarily Black, Indigenous, Latinx and immigrant communities at disproportionately higher risk of flooding and less able to adapt or financially recover after a flood event. Each disaster can devastate individuals and families with the fewest resources and further exacerbate these inequities

To help communities adapt, we need to expand and modify programs and policies to support the strategic relocation and adaptation of the existing housing stock, in addition to updating building codes and zoning regulations so new construction meets a higher standard of energy efficiency and resiliency. 

Environmental Defense Fund (EDF) and Cornell University partnered this past year to better understand the programs that support proactive retrofitting or relocating to accommodate flood risk for a range of housing types in New York City. In particular, we studied cooperative housing, which is minimally researched and often left out of most assistance programs. This research served as a pilot for EDF’s ongoing research on housing assistance programs nationally. Our research is still underway, but we are sharing our preliminary takeaways about opportunities to close the resilient housing gap Read More »

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