Growing Returns

Selected tag(s): regenerative agriculture

Collaboration between food companies and banks can accelerate regenerative agriculture in Europe and beyond

The widespread adoption of regenerative agriculture practices in Europe could strengthen crop resilience to extreme weather and support the long-term sustainability of farms, communities and ecosystems – an urgent need as the region faces record-breaking heatwaves. Despite the benefits of adopting cover cropping, no-till, nutrient management, alternative manure management and other regenerative practices, many farmers are hindered by financial barriers, including high up-front costs and risks.

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The Regenerative Agriculture Financing Program expands in its second year

A large field of soybean crop.

A large field of soybean crop.

The Regenerative Agriculture Finance Program, also known as RAF, was launched in January 2022 by Farmers Business Network in collaboration with Environmental Defense Fund. The pilot year of the RAF program included 48 corn, wheat and soybean farmers seeking access to lower interest rates on operating loans by achieving standards for soil health and nitrogen fertilizer management practices.

When launched, the RAF program quickly became Farmers Business Network’s fastest selling financial product ever. Of the participating growers who completed data collection, 83% met the environmental standards and received a rebate payment equal to 0.5% of their loan interest rate.

The success of the pilot year of the RAF encouraged Farmers Business Network to expand the program. Learn more about the 2023 program results, as well as new opportunities and challenges for the RAF.

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